A six will win w/o Loot. I thought I could win outright, hubris. Also, Food does not add plus one. I added the Gear and Luck as I was able to gained Fury (+1 & +1). Demihumans at level one? Imagine D&D where your first mission ended with werebears. You would punch the Ref.
Close and fun on first attempt (vid); close and fun on second (vid). Success on third (vid). The character went on to discover another twenty hexes and make level two. Buying +1 Shied for a $1 is very nice. A few potions and an Armor spell (at level two) is life saving. A strength potion to start +1 Fury can make any fight grand.
All in how you spend your cash.
Back to your question...to win with a six means I barely pay to replace my aces. At level one, starting, I had to risk wounds and hope to roll low. Worse, I went back and looked. My hero should have started with twelve HPs. Snooze you lose.